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State profile · IN

Indiana electricity rates

193 residential tariffs from 101 utilities. Across the 5 filed since 2020, the median costs $0.1609 per kWh at 1,000 kWh a month once fixed charges are included — the cheapest $0.1373, the most expensive $0.1737.

$0.1609median $/kWh, all in
101utilities
193tariffs on file
10%time-of-use
3%filed since 2020
Where Indiana sits — effective $/kWh at 1,000 kWh a month
  • 5 comparable tariffs: $0.1373 to $0.1737
  • Indiana median $0.1609
  • US median $0.1658

Rate structures in Indiana

  • Tiered 95 (49%)
  • Flat 63 (33%)
  • Time-of-use 20 (10%)
  • Seasonal 11 (6%)
  • Seasonal + tiered 4 (2%)

Lowest effective rates at 1,000 kWh/month

Ranked across tariffs filed since 2020: 5 here, 3% of those on file. Older filings are excluded because they are systematically below what utilities now charge. See methodology. Effective rate includes fixed charges, and availability restrictions may apply.

UtilityTariffStructureFiled $/kWhAnnual
Johnson County Rural E M C Residential and Farm Service(Time-of-Use) Time-of-use 2022 $0.1373 $1,647.68
Indianapolis Power & Light Co RS - Residential - 0 - 325 KWH per month Tiered 2025 $0.1564 $1,876.36
Indianapolis Power & Light Co RS - Residential - over 325 KWH per month Tiered 2025 $0.1609 $1,930.36
Duke Energy Indiana Inc RS - Residential Service Tiered 2026 $0.1675 $2,010.39
Duke Energy Indiana Inc RS - Residential Service TOU Time-of-use 2026 $0.1737 $2,084.88

Not a 1,000 kWh household?

Price every Indiana tariff against the usage on your own bill.

Price these at your usage

Guides to these rates

All guides

  1. Guide · 3 min

    Your utility probably offers more than one rate

    At 104 utilities with more than one current residential tariff open to everyone, the cheapest option beat the middle one by a median $71 a year at 1,000 kWh a month — and by more than $250 at 21 of them.

  2. Guide · 3 min

    When is electricity most expensive? It depends on your utility

    Across 95 utilities with time-of-use rates we found 49 different weekday peak windows. Nearly all include 5 to 6 pm; little else is shared.

  3. Guide · 4 min

    Does each extra kWh cost more? It depends where you live

    Of 84 utilities with tiered residential rates, 43 charge more per kWh as usage rises, 23 charge less, and 11 do both: rising in summer, falling in winter.

  4. Guide · 3 min

    Does electricity cost more in summer? At about half of utilities, yes

    Of 174 utilities, 82 charge more for the same 1,000 kWh in July than in January, typically about $12 a month. 19 charge more in winter.

  5. Guide · 3 min

    What utilities charged for electricity in 2025

    Across 1,199 utilities, the average residential price rose a median 4.1% from 2024 to 2025. At 137 it rose 10% or more; at 227 it fell.